Purchasing condominium unit owners insurance in Tampa
Dec 14, 2011
No Comments
A common mistake made by condominium residents in Tampa is that the master insurance policy offered by the condominium association is enough to cover them for any kind of property damage in the event of a disaster or accident. Many people seem to think that by living in a condominium in Tampa, they are automatically entitled to insurance coverage without the need to spend any more money on their own.
What people don’t know is that the condominium association’s master policy normally only insures the basic structure of the condominium, such as the walls, roof, floors and elevators, but not the interior fixtures in a condominium unit like cabinets, wall coverings, and sometimes the interior walls. Read more…
How to Increase Your Homeowner’s Insurance Premiums
Dec 03, 2011
No Comments
Everyone wants to pay less for insurance. Although a practical and legal necessity, insurance payments can seem like money thrown away, when months or years go by without ever receiving any practical benefit. There’s nothing you can do to avoid having to buy insurance, but there are definitely things you can do to make sure you have to pay the maximum amount:
1) Buy a dog famous for its aggressiveness. Insurance companies actually keep lists of “no-no” dog breeds, and can raise or even refuse you insurance for owning one. This is because if that dog bites someone, they’ll be stuck with the lawsuit.
2) Fill your back yard with fun, dangerous stuff like trampolines. Put in Read more…
Cheap SR22 Insurance in Wisconsin
Nov 27, 2011
No Comments
WI SR22 Requirements In the State of Wisconsin it is against the law for a driver to operate a vehicle with a blood alcohol concentration (BAC) of .08 or higher. Wisconsin has lower BAC limits for drivers of commercial vehicles (.04) and a Zero Tolerance for drivers under the age of 21 (or .02 BAC) In Wisconsin a DUI is called Operating While Intoxicated (OWI). The OWI law in Wisconsin includes alcohol, or drugs or both, and any other intoxicants.
Penalties for a first time OWI offense in the state of Wisconsin are as follows:
- A fine from $150 to $300
- License suspension for 6 to 9 months
- Occupational license possible
- Fines from $250 to $1000
- A special form, SR-22, required from the DOT to be filed with the insurance
- Alcohol Assessment
An alcohol or drug assessment is an interview between the driver and an Alcohol and Other Drug Abuse assessor (AODA).
How you can combine home and auto insurance
Nov 24, 2011
No Comments
You can get a discount, when you buy your home and auto insurance. You should know that getting an auto and home owner insurance with same company can save you as much as 15%. Simply say multiple policies with the same company gives us especially attractive discounts. Read more…
U.S. Auto Accident Statistics 2011
Nov 21, 2011
No Comments
Although many Americans are afraid to fly, the truth is they are more likely to be injured or killed on the way to or from the airport than in a plane crash. In fact, auto accidents are one of the leading causes of death for most age groups in America and the leading cause of death for Americans age 5 to 34 according to the Center for Disease Control. There are about 40,000 auto accident fatalities every year in the United States.
Cost of Motor Vehicle Accidents
There are over 6,000,000 reported motor vehicle accidents per year in the U.S. and less than 8% of them result in fatalities. According to AAA, the average annual cost of auto accidents is over $164.2 billion or over $1000 per U.S.
Getting Cheap Renters Insurance Covers In California
Nov 16, 2011
No Comments
Acquiring a tenants’ insurance plan in California is not as expensive as it used to be. This is mainly attributed to the several insurance companies offering tenants coverage forcing them to have competitive prices. With the challenging financial times, it is hard for people to keep up with the expensive insurance policies; this has forced people to renegotiate their renters’ insurance plans with their insurance companies and those who are seeking such coverage for the first time are going for cheaper policies.
How can one get a cheap renters insurance cover in California? Sev Read more…
Aon releases piracy report
Nov 16, 2011
No Comments
Aons kidnap and ransom practice has released its first in-depth piracy report, aimed at ship owners worldwide.