How to Prepare for your Driving Test
Jan 12, 2012
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In order to drive legally in the U.S. drivers must have a license. There are several different classes of license including motorcycle, personal auto and commercial. Every state issues driver licenses to their residents and provides a manual to study before taking the written test. Driving tests consist of a written and a road exam and the written test must be passed before a driver receives a driving permit which allows the driver to legally practice driving on real roads and highways before taking the road test.
The Written Test
The written portion of the driving exam is usually a true/false or multiple choice test.
Prudential offers optimism, despite concern, for financial markets
Jan 06, 2012
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Prudentials market experts showed “optimism” for gains in the financial markets this year, but said some risks could weigh on investors earnings.
Calling it an “unusual uncertain time,” Ed Keon, managing director of Quantitative Management Associates, said Europe remains his top concern, noting that China, India and other economies and global hot spots could face major problems in 2012 that could disrupt U.S. markets. Turmoil in U.S. politics adds to the worries,” he said in a statement.
“A stronger-than-expected 2012 stock market is more likely than a very weak one, with U.S. economic da
WI Legislature Changes Minimum Coverage Requirement
Jan 03, 2012
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The Wisconsin state legislature recently passed new legislation which lowers the state minimum liability insurance coverage. The new law was signed by the Governor and went into effect on November 1, 2011. The new bill reverses the changes made in 2009 which raised the minimum coverage required and was fairly costly to insurance customers. The lower coverage requirements will take effect on all new business written after November 1, 2011 or on policies which renew after November 1, 2011.
Wisconsin car insurance customers should expect to receive a letter in the mail from their insurance company or insurance agent detailing the changes made by the legislature.
Car Hire Excess Deposits – Are They Necessary?
Dec 30, 2011
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Radio 4′s Money Box programme this week tackled the thorny issue of what you can do if your hire car company does not return your deposit, even if the vehicle has been returned scratch-free.
Two customers of car-hire-uk.com, based in East Sussex, contacted Money Box who had both lost their deposits, of up to £900, which still hadn’t been returned months later despite constant communication with the company. It took Money Box raising the cases with the company to get the deposits repaid.
What can you do to protect yourself?
Rochelle Turner, Head of Research at Which? Trave
A New Year and Time to Do an Insurance Check
Dec 28, 2011
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Performing an insurance check for the New Year could save you money.
All of us at Car Insurance Guidebook want to wish you all a very Happy New Year! We also would like to suggest that while you are getting your New Year’s resolutions together that you put “Perform Insurance Check” on your list. Over the years we get comfortable with our insurance and it just keeps renewing term after term.
Very few of us actually look at the coverages that we have on our declarations page and think about if they are enough. On th
Is it difficult to economize on your auto insurance?
Dec 23, 2011
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Do you want to know great ways to save on your car insurance costs? Certainly, everyone needs to have car insurance, but it is not easy in these days of financial crisis. This does not mean you have to rashly pay whatever your insurer quotes though, as there are several simple tips you can use for reducing your payments.
At the beginning you should shop and buy online. Read more…
SME’s prefer cash reserves to insurance
Dec 16, 2011
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Research by AXA UK suggests that the UKs small and medium-sized enterprises (SMEs) have a lower level of business insurance than similar firms across continental Europe.
According to the study, only 39% of Britains SMEs currently have business interruption cover in place, while 47% of respondents hadnt even drawn up a business continuity plan.
At the same time, the UKs smaller firms are less reliant on bank debt than in the rest of Europe, and would therefore appear to be reacting to perceived risk by stock piling cash.
Thirty six per cent of UK SMEs questioned were holding three months or more of cash, compared to 30% across the remainder of the EU.
According to AXA, the industry needs to convince firms that insurance can provide the peace of mind they are looking for and free up rainy day cash for investment.
The groups commercial lines chief executive officer, Amanda Blanc, comments: It is clear that whilst they are worried about rising costs, regulation and tax burdens business continuity planning among SMEs in the UK is not as advanced as it is in many other countries.