Liability Insurance Versus Errors And Omission – What Is The Difference
Feb 20, 2012
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Do you know the difference between liability insurance and errors and omission insurance? The truth is that these are pretty much the same thing. Liability insurance is actually the umbrella policy that errors and omission insurance falls under. The order goes like this, liability insurance, then professional liability insurance and lastly followed by errors and omission insurance. All of these policies are great but they do different things. For example, liability insurance only covers damage of some kind due in part to your liability. As far as professional liability cover goes, that protects you against any financial liability that you may have causes. Read more…
Insurance worries – young drivers feel priced off the road
Jan 22, 2012
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For most young drivers it is pretty common knowledge nowadays that insurers simply don’t want you. Insurance companies are trying to charge young drivers an extortionate amount of money which no normal person can afford as it seems they do not want the hassle which is associated with young drivers.
Apparently, young drivers are more likely to be distracted at the wheel of a car thus causing more accidents to them and surrounding vehicles which sends the cost of young driver policies rocketing through the roof. T
Car Hire Excess Deposits – Are They Necessary?
Dec 30, 2011
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Radio 4′s Money Box programme this week tackled the thorny issue of what you can do if your hire car company does not return your deposit, even if the vehicle has been returned scratch-free.
Two customers of car-hire-uk.com, based in East Sussex, contacted Money Box who had both lost their deposits, of up to £900, which still hadn’t been returned months later despite constant communication with the company. It took Money Box raising the cases with the company to get the deposits repaid.
What can you do to protect yourself?
Rochelle Turner, Head of Research at Which? Trave
How to Increase Your Homeowner’s Insurance Premiums
Dec 03, 2011
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Everyone wants to pay less for insurance. Although a practical and legal necessity, insurance payments can seem like money thrown away, when months or years go by without ever receiving any practical benefit. There’s nothing you can do to avoid having to buy insurance, but there are definitely things you can do to make sure you have to pay the maximum amount:
1) Buy a dog famous for its aggressiveness. Insurance companies actually keep lists of “no-no” dog breeds, and can raise or even refuse you insurance for owning one. This is because if that dog bites someone, they’ll be stuck with the lawsuit.
2) Fill your back yard with fun, dangerous stuff like trampolines. Put in Read more…
Should Penn State University Keep its Football Program?
Nov 13, 2011
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I know my Blog is normally reserved for the subject of Auto, Home and Health Insurance. Please give me a pass for deviating from the subject of insurance. Sadly; a local Pennsylvania news story has become a nationally reported tragedy. As a parent, no a human being - the story disgusts me. Although over the years I have cringed reading other stories about the same subject. These recent revelations have gnawed at me for days because of Penn States obvious choice of institutional self-preservation over the fragile virtue of children. So much more could ha Read more…
OneBeacon Car Insurance sells AutoOne
Oct 18, 2011
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AutoOne Auto Insurance Company, being one of the most established commercial automobile assigned risk services in Arizona, California and Colorado, will now change ownership. Employees of the company are now waiting for the sale to be completed which includes a number of changes in the company like reducing the size of the business. The company headquartered in Melville, New York with Claims facilities also in Syracuse, AutoOne is considered a division of the OneBeacon Insurance Group, a Bermuda-based investment company which earned a rating of A (excellent) by A.M. Best